Clear to Spend

e.g. taxi, express trains

e.g. coffee, snacks

For solving bigger frictions and moving forward.

e.g. outsourcing tasks, paid tools, upfront setup, paying now to save effort later

For a positive reward when you have room.

e.g. a nicer version, something you’ve wanted, a small personal upgrade

For giving when you have margin — not out of obligation.

e.g. gift, courtesy, picking up the bill, bringing something for others

For moments that might stick with you if you skip them.

e.g. once-only opportunity, limited timing, not wanting to wonder “what if”